Frequently Asked Questions (FAQ's)

Q: Do I have to have insurance coverage?

A: All full-time students are required to have EITHER the Lincoln University Student Health Insurance Plan OR any other U.S. based health insurance coverage. If you are currently insured, we ask that you carefully review your health insurance policy and ensure that it meets your needs while you are on campus at Lincoln University.

Q:  What are the minimum requirements needed to waive the Lincoln University Student Health Insurance Plan?

A:  To waive the Lincoln University student insurance your plan must meet the following criteria:

  • Coverage that will remain in force throughout the entire academic year (Currently 2013 - 2014)

Q: Is there a co-pay or deductible for my Student Health Insurance plan?

A: Please refer to the brochure on the insurance website. https://www.uhcsr.com/lincolnu

Q: Are vision and dental services included in the LU student insurance plan?

A: Please refer to the brochure on the insurance website. https://www.uhcsr.com/lincolnu

Q: What do I do if I am sick and need to go to the hospital?

A: Your student health insurance plan does require you to contact the Student Health Insurance company when you are being admitted to the hospital on an inpatient basis. Outpatient services, including same day surgery and emergency room visits, do not need to be precertified. Your specific pre-certification requirements are listed on the back side of your student health insurance indentification card.  If you do not have the student health insurance plan, please check with your provider.

Q:  What are the local hospitals?

A:  Jefferson City, MO is home to two hospitals, Capital Region Medical Center and St. Mary's Health Center.  Please see the following page for further information.

Q: Is it my responsibility to file a medical claim?

A: No, all processes are electronic and may be viewed online at: https://www.uhcsr.com/lincolnu

Q: Does my health insurance plan cover treatment for substance abuse and mental illness?

A: Yes, your Student Health Insurance plan will provide coverage for medically necessary treatment of substance abuse and mental illness conditions. Generally, the extent of coverage will depend on whether the treatment is provided on an inpatient or outpatient basis. Please refer to your student health brochure for specific details or call the toll-free telephone number located on the front of your student identification card.  If you do not have the student health insurance plan, please check with your provider.

Q: Does my health insurance plan cover pregnancy?

A: Yes, your Student Health Insurance plan does provide coverage for a pregnancy the same as any other medical condition. Please refer to your student health insurance brochure for specific details or call the toll-free telephone number located on the front of your student identification card.  If you do not have the student health insurance plan, please check with your provider.

Q: Am I covered for medical treatment while studying or traveling abroad?

A: Yes, no matter where you travel as a student, you are covered under the student health insurance medical plan worldwide.  If you do not have the student health insurance plan, please check with your provider.