Frequently Asked Questions (FAQ's)

Q: Do I have to have insurance coverage?

A: All international students will be automatically enrolled in the student health insurance.  The student health insurance fee will be placed on your student account.

Q: Is there a co-pay or deductible for my Student Health Insurance plan?

A: Please refer to the brochure on the insurance website.

Q: Are vision and dental services included in the LU student insurance plan?

A: Please refer to the brochure on the insurance website.

Q: What do I do if I am sick and need to go to the hospital?

A: Your student health insurance plan does require you to contact the Student Health Insurance company when you are being admitted to the hospital on an inpatient basis. Outpatient services, including same day surgery and emergency room visits, do not need to be precertified. Your specific pre-certification requirements are listed on the back side of your student health insurance indentification card.  If you do not have the student health insurance plan, please check with your provider.

Q:  What are the local hospitals?

A:  Jefferson City, MO is home to two hospitals, Capital Region Medical Center and SSM Health St. Mary's.  Please see the following page for further information.

Q: Is it my responsibility to file a medical claim?

A: Yes, Please bring a copy of your discharge information to the Student Health Center to complete your claim