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 UPDATED JULY 16, 2008

Lincoln University Student Insurance Plan, Provided by Aetna Student Health

Eligibility:  All registered International students taking credit hours must be enrolled in the plan.  All other registered students taking 12 or more credit hours are eligible and must be enrolled in the plan unless proof of comparable coverage is provided.  All other registered students taking less than 12 credit hours and dependents of students enrolled in the plan are eligible and may participate in the plan on a voluntary basis.  To enroll on a voluntary basis, you must go to www.aetnastudenthealth.com and enroll before the end of "add/drop" period of each semester (August 29, 2008 for Fall Semester 2008). ***Please Note: You may be eligible to waive the Lincoln University Health Insurance.  You must take your insurance card and Student ID number online to www.aetnastudenthealth.com and complete the waiver form.  If you are eligible for a waiver, an e-mail confirmation will be sent to you upon completion of the form.

Terms of Coverage:  The policy for the current Fall 2008 semester becomes effective on 8/15/08 at 12:01 a.m. and expires on 1/15/09 at 12:01 a.m.  Coverage for the Spring 2009 semester becomes effective 1/15/09 at 12:01 a.m. and expires on 8/15/09 at 12:01 a.m.  As such, the policy for the entire current 2008-2009 school year becomes effective on 08/15/08 at 12:01 a.m. and expires on 08/15/09 at 12:01 a.m.  Coverage remains in effect during holiday and vacation periods.  Should an individual graduate or withdraw from the institution, the insurance shall remain in effect until the end of the period for which premium has been paid.

Annual Premium Rates:

            Student Only……………………..…. $465.00 ($232.50/semester)

            Student & Spouse……………....…. $1,034.00 ($435.00/Fall Semester & $599.00/Spring/Summer Semester)

            Student & Children………............... $1,034.00 ($435.00/Fall Semester & $599.00/Spring/Summer Semester)

Summer Only Premium Rates:

            Student Only………………………..… $96.00

            Student & Spouse…………………… $213.00

            Student & Children…………….......... $213.00

 How to Use Your Student Health Insurance Plan

• Step 1:  Understanding the guidelines of your Plan may prevent you from paying unexpected out-of-pocket fees.
• Step 2:  If you become sick or injured, report to the Student Health Center (SHC) immediately so that proper treatment can be prescribed or approved.  If the SHC is closed or you are away from college, you should consult a doctor and follow his or her advice.
• Step 3:  Be sure to present your Student Health Insurance Card when visiting a Medical Provider outside of the SHC.
• Step 4:  Confirm the Medical Provider is an In-Network Provider or a private physician.  You can find an In-Network Provider on www.aetnastudenthealth.com, Find a Doctor.
• Step 5:  If you are being treated by an In-Network Provider, your claim will automatically be submitted to Aetna Student Health by the Medical Provider.  If you are being treated by a Non-Network Provider, ask how your claim will be filed with the Medical Provider.  The Provider may ask for payment immediately.

If the Provider does not file the claim directly with Aetna Student Health, then you must file the claim by submitting an itemized bill immediately after treatment to us.  Your name, social security number and school name should be written clearly on all medical bills.  Always retain copies for your records.

• Step 6:  Payment on filed claims for covered expenses will be mailed directly to the hospital or doctor unless proof of payment is submitted with the claim.